Neo Bank On-Chain

Crypto. Cash. One swipe

150+ Countries

24/7 Support

DeFi, Simplified

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Make your money do more

DeFi yield for everyday people

Opt in for DeFi yield, no more complication. Simple yield. Seamless spending.

Spend your crypto anywhere.

One card. One app. Anywhere Visa is accepted. Tap, swipe, or buy online in over 150+ countries.

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Onboard in minutes; tap to spend globally.

Earn DeFi yield. Spend instantly in real life

Note: Yield rates and availability may vary by region and are subject to change.

Meet DPT Cards.

Borders don’t exist.
Neither should limits.

Oxygen

Visa Platinum

Your everyday interface.

View benefits

  • Travel & Protection

     — Up to US $500,000 travel accident insurance · Coverage for delays, baggage & cancellations

  • Lounge Access

     — Access to select airport lounges via LoungeKey

  • Luxury Stay

     — Visa Luxury Hotel Collection benefits: upgrades, late checkout, breakfast

  • Concierge 24/7

     — Round-the-clock assistance for travel, dining & lifestyle

  • Global Acceptance

     — Use your card in 150+ countries and across millions of merchants

  • Instant Digital Card

     — Activate and spend within minutes

  • Lucky Draw

     — Oxygen Card members may be randomly selected to attend exclusive Obsidian events.

  • Top Spender Upgrade

     — High-spending members could be upgraded to Obsidian, unlocking Visa Infinite privileges and elite access.

Obsidian

Visa Infinite

The invite-only instrument.

View benefits

  • Travel & Protection

     — Up to US $1.5 M travel accident insurance · Comprehensive coverage for delays, baggage & emergencies

  • Lounge Access

     — Global Priority Pass + Visa Infinite Lounges

  • Luxury Stay

     — Visa Luxury Hotel Collection perks: upgrades, breakfast, late checkout

  • Concierge 24/7

     — Global assistance for travel, dining & experiences

  • Elite Experiences

     — Invite-only Visa Infinite partner access worldwide

  • Dedicated Manager

     — Your personal lifestyle expert, available 24/7

  • Priority Access

     — Exclusive invitations to global events across art, fashion, sport & film

  • Seamless Travel

     — Tailored itineraries and VIP upgrades

  • Restaurant Access

     — Impossible reservations, secured

  • Worldwide Support

     — Multilingual coverage across major cities

  • Discreet Service

     — Private, personal, always on

  • ‘Three Comma Club’

  • Curated global gatherings hosted by DPT

Control the flow.

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24/7 Support

Instant help whenever and wherever you need it.

Fraud Protection

Real-time defense against unauthorized use.

Asset Security

Cutting-edge protection for payments and crypto.

FAQs

  • What is DPT and how does it work?

    DPT is a spend card that lets you use stablecoins like regular money anywhere Visa is accepted. You keep your balance in crypto or stablecoins, and when you make a purchase, the merchant is automatically paid in their local currency.

  • What are the requirements to sign up?

    You’ll need to verify your identity with a valid government-issued ID and a quick selfie. You must be 18 or older and live in a country or region where the card is supported. Some locations may not be eligible due to local regulations.

  • What are the fees and costs involved?

    Most everyday use is free. There are no monthly charges, and virtual cards come at $10 each. Physical card option is coming Q1 2026.
    The main cost occurs when you spend in a currency different from your base one, where a small foreign exchange fee applies. Stablecoin withdrawals would also incur a small charge (0.1% + gas).

  • How do I get and activate my card?

    Start by downloading the DPT app and creating an account. Once you complete identity verification and add funds to your wallet, you can instantly activate a virtual card, which can be added to Apple Pay or Google Pay.
    Physical card option is coming Q1 2026.

  • Which tokens or currencies are supported and how does conversion work?

    The DPT card currently supports USDC and USDT. When you make a payment, the merchant receives payment in fiat currency, determined by the BIN origin of your card. If the merchant settles in a different currency than your card’s default, standard network fees and FX charges may apply.

  • Where is this product accepted, and are there geographical restrictions?

    The DPT card works anywhere Visa is accepted — online, in-store, and worldwide. Certain countries or merchants may not be supported due to local regulations.

  • How long does verification or sign-up take, and what if it fails?

    In most cases, verification is quick and completed within minutes. If additional checks are required, it can take up to 72 hours.